Mr. O’Brien has been a portfolio manager or securities analyst for more than 30 years. Throughout his career, Mr. O’Brien has followed the financial services sector. In April 2003, Mr. O’Brien became a portfolio manager of Prospector Partners, LLC. Mr. O’Brien is also a portfolio manager of Prospector Partners Asset Management, LLC. In addition, from April 2003 to August 2005, Mr. O’Brien served as a Managing Director of White Mountains Advisors LLC. From April 1996 through April 2003, Mr. O’Brien was an employee of Neuberger Berman, where he began as an investment analyst (1996 – 1999), served as Vice President (1999 – 2001), and Managing Director (2001 – 2003). At the end of Mr. O’Brien’s tenure at Neuberger Berman, Mr. O’Brien’s responsibilities included the co-management of equity assets of institutional investors and mutual funds, including serving as co-manager of the Neuberger Berman Genesis Fund. Mr. O’Brien was responsible for following stocks in the financial services, consumer and technology sectors. From 1991 to 1996, Mr. O’Brien was an employee of Alex. Brown & Sons, where he was an analyst following the financial services industry. His coverage universe included property-casualty insurance, specialty finance, asset management, and diversified financial services. From 1986 to 1991, Mr. O’Brien analyzed investments and credit risks in the financial services industry. Mr. O’Brien received a B.S. magna cum laude from Central Connecticut State University in 1986. Additionally, Mr. O’Brien received a Chartered Financial Analyst designation in 1995.